Credit Card Rewards Review at Amazon
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In former articles, I have discussed travel, cashback, interest-savings, and merchandise rewards programs. These rewards specific cards are geared towards persons who are grounded in which type of rewards they would like to earn. For those who are indecisive or those having dissimilar rewards interests at dissimilar times of the year, will have to take an interest in the Chase choosemyrewards program. There are two dissimilar flagship cards involved in this program, the Chase Cash Plus Rewards Visa and the Chase Flexible Rewards Visa. Both cards offer 0% APR’s for 1 year, and low APR’s thereafter. Statistics show however, that the approval rate for the Chase Cash Plus Rewards Visa is higher. Let’s take a minute to explain the choosemyrewards program. Like any other rewards program, there is a point system for both cards. You receive one point for each dollar expended on purchases with each card. When these points are accumulated, you then have the option of redeeming them for a assortment of goods or cash. Here is what distinguishes these two cards from all other programs. At any time, you may login to the choosemyrewards page on the Chase server to elect which type of rewards you would like to receive. Choices include merchandise, restaurant gift certificates, marketing gift certificates, travel rewards, and with the Chase Cash Plus Rewards Visa up to 5% cashback on purchases. Many other rewards programs make it very difficult for the buyer to redeem rewards, let alone choose them. Typically, you would have to call up the company, wait on hold to get in touch with the proper client service representitive, and then listen to them give you your list of choices before ultimately processing your decision. With the choosemyrewards program this is not the case. In the mail with your new Chase card, you will receive a login pin number and the web address where you may access your rewards account. After entering your pin number, you may view your points accrued and a list of all rewards options. You may then scroll through the list of choices and choose the rewards you would like to receive. It only gets better. Let’s say you logout of your account after you choose your rewards and realize that perhaps you didn’t actually want that gift certificate to Home Depot that you signed up for. Instead you’d like a gift certificate to your favored restaurant. All you have to do is merely log back in and switch your reward redemption. This is a very simple and painless routine and gives you, the buyer much more control. Many persons save their points until the end of the year, because they never expire, and redeem their points to give gift certificates as holiday presents. Others take a trip to a warm place for the duration of the winter. Others just plainly trump in on a cashback award in the form of a check. Whatever your interest are, or if they change, enrolling in the choosemyrewards program will make your rewards management more user-friendly and thus, much easier. |
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