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Ultimately keeping you credit card safe is you responsibility. Indeed, in a worst case scenario, if it may be proven you may have been negligent in keeping your credit card safe, you may find yourself liable for the cost of all dealings made fraudulent on your account ought to you lose the card. To help you refrain from this, here are 5 basic credit card safety tips: Never have more cards than you need While it is always advisable that you have more than 1 credit card, in case it gets lost, you must never have more credit cards than you actually need to use. The indispensable reason why this is the case is because it becomes harder to keep a track of which cards you have and where you have held them with the more cards you have. Always keep a photocopy of your cards How galore times have you been asked what you card number is only to find yourself looking for your card to get the number? Now, what happens if you have a card stolen and no credit card statement to-hand? You have a problem! For this reason, it is always best exercise to take photocopies of you credit cards to so that always know where to find the number ought to anything ominous take place to your card. Always keep your receipts separate Among the most important of the basic credit card safety tips you’ll receive is never to keep your credit cards and credit card buy receipts in the same place – because likely as not if you have lost your card, or if it is stolen, then you’ll have lost or stolen the receipts as well. Now there is no way for you to vouch which dealings were yours and which where not – or, there is no way to tell which was the last authenti dealing you made. Moreover, never keep a record of your PIN with your card, this is only asking for trouble! Never give your account number to somebody you don’t know If you are ever asked to give your credit card details to an individual you don’t know, or who as initiated a discussion with you (rather than the other way round) over the phone or by way of email, you must always refuse. Worst come to the worst, phone the card issuer and ask them if it is okay for you to divulge the data or phone the enquirer back. If the enquirer seems reluctant to receive this, you have to ask yourself why! Never leave your account details open to public viewing It may sound rather basic to say you must never let ‘Joe public’ see your credit card account details, but ask yourself this question: “How oftentimes have you received a publication subscription form in postcard format?” Now, suppose you finish this with your credit card details filled in. Suddenly half the world has access your credit card number, expiry date and signature! Although the above may sound like 5 basic credit card safety tips you already know, you would be astonished to see how a lot of humans fail to follow one or all of them! |
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