March 8, 2010
- What to do when your credit card company causes overdrafts at your bank?
daveysgirl126 asked: I recently paid my credit card bill of $2.27, however the credit card company entered the payment as $227.00, causing $50 in overdraft fees at my bank. (…)
March 4, 2010
- What is the best credit card for a beginner but also for a student?
sophia asked: I never had a credit card in my life before. I was always scared that I might fall under the bad credit before I reach 25! (…)
February 19, 2010
- Can credit card companies close your accounts without warning? How does it affect your credit score?
Sara asked: I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. (…)
- What is the best way to improve your credit without a credit card?
piper32_95037 asked: I recently was denied a credit because of "Few revolving accounts opened long enough to establish credit history." I do not and WILL not apply or own a credit card. (…)
February 13, 2010
- What's a good first credit card to get to start establishing business credit?
LJ's Back! asked: I recently started an LLC and would like to start establishing my business credit. What are some good first credit cards to get that will help me establish my business credit? (…)
January 30, 2010
- How to improve my credit score for free?
prudence asked: I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I'm not planning on getting a credit card to build my credit. (…)
January 27, 2010
- How does a credit limit work, I just got my first credit card?
life asked: I just got my first credit card and it has a $2,500 limit on it. I have charged $2,225 on it. I will only be able to pay the minimum payment this bill cycle of $50. (…)
January 16, 2010
- What is a good credit card to apply for if you have bad credit?
Diane L asked: I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good.Michale
January 13, 2010
- What credit card to get at 18 and not a college student?
Bryce asked: I always thought at 18 they love to give you credit cards, I've tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. (…)
- What is a good credit score and how to improve it?
janett asked: Sorry, multiple part question: What is the highest credit score possible and what is the lowest possible? What can you do to improve it? (…)
January 6, 2010
- What are the easiest credit cards to get for someone who just turned 18?
Tricia0430 asked: I just turned 18 and I want to establish my credit. I already own a car so I don't want to get an auto loan to start establishing it. (…)
January 5, 2010
- How do to check my free yearly credit report from internet?
ouida asked: I need my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. (…)
January 2, 2010
- How does a credit card work and why do I have to get one?
Brandi asked: I just turned 18 and I am trying to get my own place but they said I need to have good credit. (…)
December 25, 2009
- How does getting a secure credit card hurts your credit?
Red Velvet Cake asked: I have great credit 755 and want to get a secure credit card, would it hurt my credit?Rex
December 24, 2009
- How much credit could I get pre-approved for with normal good credit?
Woodrow asked: I was approved for a credit card with a limit of $1000. I have normal credit. I'm interested in starting a business, but I'll need more money available to borrow. (…)
December 22, 2009
- What will my credit report show if I choose to settle an old credit card account with a debt colle?
reda asked: I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. (…)
December 20, 2009
- What are ways to exercise without equipment?
curious asked: I'm trying to lose weight. I'm only 15 years old and it's hard for me to go to a gym or to buy exercise equipment to exercise in the house. (…)
December 16, 2009
- Credit Score: Is there anyway to get rid of credit without negatively affecting your score?
samuel samuel asked: Have a few credit cards with high rates that we no longer use. (…)
December 13, 2009
- How long does it take to establish credit?
Cyndi asked: My boyfriend has no credit and we're trying to qualify for a mortgage. We really want to buy a house by like November so we can qualify for the first time buyer credit. (…)
December 4, 2009
- How do i build a credit history in the USA?
Looking for C asked: I am new to USA - been here less than 9 months and have a bank account with CHASE. I have a good salary and pay all my bills on time. (…)



