Category Archives: Credit
How badly is your credit affected if you forget to pay your credit card?
Ed M asked: I’m usually on time paying but I plain forgot to pay my credit card bill this month and was about a little over a week late paying it back. This is the first time I’ve ever been … Continue reading
How much of a bump does your credit go up when you pay off a balance on a credit card?
MS.B asked: I just recently paid off some balances on some of my credit cards. They are currently at zero. I was just wondering how much of a bump do I get for that when it comes to my score? … Continue reading
I just got my credit report. How can I contact the collection agencies to make a payment?
Sergio asked: I don’t see a phone number on the credit report for the collection agency. What’s a best way to contact them?Barry
What is the best place to apply for a credit card with horrible credit?
Sara T asked: I have really bad credit, And I need some help with some extra money, I am trying to find out where is a website that will approve me regardless of my credit score.Broderick
Is it better to close paid off credit card accounts or keep them open, if you want to improve your score?
Tweety asked: I have about 8 credit card accounts, only two have moderate balances, a few more with low balances and three at zero balance. Would it improve or hurt my credit score to close the three with zero balances? … Continue reading
what is the best credit card company to go with to fix bad credit?
party planning, atlanta asked: im trying to boost my credit score up to an 800 or as high as i can get it, and i know credit cards are the way…but whats a good company to go with, or who … Continue reading
How long does it take to bring up your credit score, pay today, good credit tomorrow?
rhsjr_25 asked: If you have bad credit, but you pay all of your debts, how long would it be before you have good credit? Does it happen overnight?Garfield
How long does it take for your credit score to improve?
TD asked: I want to buy or finance a car but my credit wasn’t good. But I’ve been paying my bills on time and some things should be gone from my credit by now. It was three months ago is … Continue reading
How would I go about improving my credit score?
Franklin asked: I made a few mistakes here and there and have some medical bills on my credit report along with other collection accounts. I have 3 credit cards that I almost have paid off and project to have my … Continue reading
What can i do if my credit card company closed my account?
Erica T asked: Hi, I’ve had a credit card for a while and have been making payments for a long time. I’ve been late a couple times but never 3 months late which is when they cut off priviledges. They … Continue reading